QuadPay FAQs. Frequently Asked Questions about QuadPay
How does QuadPay work? QuadPay allows you to make a purchase but split the total in to four installment payments. You get your item now and make your payments every two weeks.
How does QuadPay make money? We are asked this question because our system is four payments, no interest. We make money through installment fees and through our business relationships with our partners.
How does QuadPay work in store? You start a purchase request in our App. Tell us the total amount that you want to spend. A virtual card is generated and added to your wallet. Then Tap to Pay using the QuadPay Virtual card. Remember, if you don’t select the QuadPay virtual card to make your purchase, it will not be split in to four installments.
How does QuadPay work for Fashion Nova? Add items to your cart as usual. Make your purchase and choose QuadPay at checkout. You do not need to use our app at Partner Merchants like Fashion Nova.
How does QuadPay work with UGG? Add items to your cart as usual. Make your purchase and choose QuadPay at checkout. You do not need to use our app at Partner Merchants like UGG, HOKA ONE ONE, Teva, Sanuk, and other Deckers Brands.
How are you approved? How does QuadPay determine your limit? Our approval process and limits are set by computer algorithm and changes often. Due to security concerns and for your protection, we do not provide info on this process. (We don’t want hackers to learn how to get around our approval process.)
How does QuadPay work on Amazon? Open our app. Tell us the total amount you are going to spend. Make sure to include shipping fees and taxes. A QuadPay virtual credit card will be generated—including the CVV and expiration. Use the QuadPay virtual card to pay for your Amazon purchase. Done. Your purchase is now split into four payments with no interest.
Can I use QuadPay at Walmart, Target, Best Buy, or other retail websites? YES! Just see the answer above. The process is the same for Amazon.
Can you use QuadPay for travel, flights, hotel? Absolutely! Other QuadPay customers have purchased flights, restaurants, hotels, car rentals—even ride-share purchases. QuadPay has been used for vacations and business trips. Some customers use QuadPay to buy tickets for: concerts, theme parks, and movies.
Can anyone use QuadPay? You need to be 18 and older. Have a US wireless number and a US debit or credit card that is not pre-paid.
Can you use QuadPay in Canada, Mexico, Australia or any country outside the USA? No. QuadPay is intended for US customers only.
Can I use QuadPay to pay bills? This is not recommended. Our App does not work with recurring charges, like bills.
Can you use QuadPay on PayPal? This is tricky. You would need to make sure to purchase using a credit card in PayPal. Then use your QuadPay Virtual card to complete the purchase.
Can you use QuadPay on eBay? You can as long as you make sure to purchase using a credit card in eBay. Then use your QuadPay Virtual card to complete the purchase.
What is QuadPay verification code? When you sign in to our App, you will be sent a verification code to your phone to secure your sign in.
What does QuadPay mean? “Quad” as in four and “Pay” as in payments!
Why doesn't QuadPay work for me? First, make sure you are 18 or older, and in the USA. Also, we have seen a few of our customers start up our app, make a purchase request, and then use their own card to pay instead of using the QuadPay virtual card to complete the purchase.
Who uses QuadPay? Anyone who wants to make buying things easier by splitting your purchase in to four payments with no interest.
Who owns QuadPay? QuadPay is a privately held company.
Where is QuadPay accepted? You can use our QuadPay App online at just about every retail store.
Where is QuadPay located? QuadPay’s headquarters are in New York City.
Which merchants use QuadPay? Our partner merchants have QuadPay built in to their shopping carts. Just choose “QuadPay” as your payment method. It works without our app! For non-partners, you can use our App at just about any retail online store.