Quadpay does not approve every order. Our automated system takes into account various factors to determine whether you are approved and what spend limit we can provide you with. Our App will show you your limit.
Quadpay will charge you 25% of your purchase amount at the time of the transaction. If you don't have this available your order will not be approved.
If you are a repeat purchaser and have made all your repayments in time, there is a good chance you will receive a higher limit than somebody who is a new customer.
If you have multiple orders that are not fully paid off with Quadpay it can help to pay off orders in advance. This can sometimes increase the amount you can spend.
We also look at the total value of your order and can deny transactions if they exceed certain limits. Sometimes reducing the value of your order can help.